Reason to Choose us

We offer award-winning, low-rate Home and Mortage loans with no ongoing fees, saving our customers thousands of rupees.

Easy Loan Approvals

Experience quick, easy, and hassle-free digital loan approval with new generation Loan 2.0 and get your loan approved within minutes!

Lowest Possible Interest Rates

Compare the lowest Business loans interest rate starting from 9.65% p.a. and apply for the best Business loan.

Hassle free

Hassle-free documentation with maximum flexibility and totally digital process and approval.

Secure Loan Processs

All your data is secured and we dont share your data with others.

Customer Reviews

When Customers feel special then they write special, here we share best reviews & testimonials

"Business loans are a great help to your business and this is the 3rd time i am availing a business loan. My first business loan was from ICICI and the other two are from Axis bank. This time i applied through this portal and i can certainly feel the difference. It was totally a smooth process and there were executives to help me throughout the process. Even the disbursal time was less comparatively."

Bala N(Kukatpally)

"I took a business loan from HDFC as i am an existing customer. The loan application was easily approved. I had to submit documents such as my business license and ITR of last 2 years. They did not ask me for the bank details as i am having my account in HDFC only."

Revathi ( Abids )

"I love banking with Citibank. Everything ranging from their online services to phone banking services is excellent. I always reach out to Citibank first for my requirements. They have solutions for all requirements. Recently when I was in urgent need of cash, all I had to do was to apply for a business loan through their only website and within 5 days all procedures were complete and money was remitted to my bank account."

Rahul ( Secunderabad)

Ask about our low rate Business loans?

Learn how to get the best possible Business loan deal, how a Business loan calculator can help, and tips to help you find the best Business loan rates.

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How is my loan eligibility calculated?

Loan eligibility is dependent on primarily the following factors:

Cumulative net monthly salary of the applicant and co-applicant.
Quantum of loans and credit card outstanding that you already have. Typically a bank will not give a loan if the total EMI obligation (including the current home loan that your are trying to apply for) exceeds 50-60% of your total net take home salary.
Loan to asset Value (LTV) ratio of 75% which means that the customer has to fund the remaining 25% through his savings or any other source.

Can I pay off my loan early? Is pre closure/part payment allowed in loans?

Loan preclosures are allowed without any extra charges as long as the mode of repayment you have chosen is Floating rate of Interest and not a fixed rate of interest. Regarding part payment, some banks may have a restriction on the number of times you can do a part payment per year and also the amount that can be part paid in a year. Please ask for clarifications to our or the bank's loan advisor on all these factors before signing the loan document.

How long does it take to disburse the Home loan??

We will work with the banks to try and get you the loan within 5 to 15 working days after submitting relevant documents.

Who can get a Business Loans?

We offer Business Loans to both professionals and non-professionals, who are self-employed. Among self-employed professionals, we have exclusive loans for doctors. These loans are approved quickly and are available at competitive interest rates. The customer segments covered under Business Loans are listed below: Sole Proprietorship
Partnership Firm
Private Limited Companies
Closely held Public Limited Companies
Societies
Trusts
Hospitals, Nursing Homes, Diagnostic Centers, Pathological Labs.

Can I get a Business Loan without collateral?

Yes, you can get a Business Loan without any collateral or security.

How to get a business loan approved for an online business?

You can take an online business loan for your online retail store or e-commerce website. You must fulfil the following criteria for swift online business loan approval: CIBIL score should be above 700
Your business must be profitable for three consequent financial years
Your turnover must show an upward trend
A CA should audit your balance sheet

What are the documents required for a Business Loan??

We ask for minimal documents in order to process your Business Loan: Duly filled application form
KYC documents of the company including PAN Card, Registration of Incorporation, Partnership deed, Memorandum & Articles of Association.
KYC documents of the business owners
Balance sheet and Profit & Loss accounts for the last two years
Income Tax Returns for the last two years
Company bank statements for the last six months
GST returns for the last 6 months
A report detailing how the Business Loan will be used.

Business Loan for Cibil Defaulters and Low Credit Score in Hyderabad

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