Reason to Choose us

We offer award-winning, low-rate Personal loans with no ongoing fees, saving our customers thousands of rupees.

Easy Loan Approvals

Experience quick, easy, and hassle-free digital loan approval with new generation Loan 2.0 and get your loan approved within minutes!

Lowest Possible Interest Rates

Compare the lowest personal loans interest rate starting from 10.65% p.a. and apply for the best personal loan.

Hassle free

Hassle-free documentation with maximum flexibility and totally digital process and approval.

Secure Loan Processs

All your data is secured and we dont share your data with others.

Customer Reviews

When Customers feel special then they write special, here we share best reviews & testimonials

"I appreciate the service provided as they provided excellent service when I applied for Insta loan. The follow-up provided by the company is worth praising. The loan was sanctioned easily in a hassle-free way."

Rajesh N(Kukatpally)

"The customer care executives are very supportive and definitely an expert on the subject matter. He suggested me to go for a balance transfer for my ongoing personal loan. Through which I got an additional loan amount and the best part is I am paying the same EMI even after taking the additional loan amount. This is because they transferred my loan to Bajaj where the rate of interest is lower than my previous lender."

Revathi ( Abids )

"You can compare different leading banks and NBFCs at a glance for their offerings and charges helping you to grab the best one. Additionally, the executives help you to understand your requirements and help you get your loan approved with the most suited lender."

Narendra ( Secunderabad)

Ask about our low rate Personal loans?

Learn how to get the best possible Personal loan deal, how a Personal loan calculator can help, and tips to help you find the best Personal loan rates.

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How is my loan eligibility calculated?

Loan eligibility is dependent on primarily the following factors:

Cumulative net monthly salary of the applicant and co-applicant.
Quantum of loans and credit card outstanding that you already have. Typically a bank will not give a loan if the total EMI obligation (including the current home loan that your are trying to apply for) exceeds 50-60% of your total net take home salary.
Loan to asset Value (LTV) ratio of 75% which means that the customer has to fund the remaining 25% through his savings or any other source.

Can I pay off my loan early? Is pre closure/part payment allowed in Personal loans?

Personal Loan preclosures are allowed without any extra charges as long as the mode of repayment you have chosen is Floating rate of Interest and not a fixed rate of interest. Regarding part payment, some banks may have a restriction on the number of times you can do a part payment per year and also the amount that can be part paid in a year. Please ask for clarifications to our or the bank's loan advisor on all these factors before signing the loan document.

How long does it take to disburse the Personal loan??

We will work with the banks to try and get you the loan within 5 to 15 working days after submitting relevant documents.

Can I get a Personal Loan with a low CIBIL score?

It is important to have a good CIBIL score. But this should not stop you from applying for a Personal Loan. Approval of Personal Loans depends on your ability to repay.

How does credit report impact Personal Loan approval process?

Credit report provides details on your financial status and your ability to repay a Personal Loan. This helps us evaluate your financial history. A good credit report with a score of 750 will help you take a loan easily.

Why is determining my eligibility so important while applying for a personal loan?

Your personal loan eligibility depends on your income, credit score, job stability, and work experience. These factors also decide the loan amount you can borrow from your lender. So, you should perform a personal loan eligibility check before applying. Checking your loan eligibility in advance will make your loan approval process much smoother.

What are the mandatory documents required in applying for a Personal Loan?

The mandatory documents are:
Bank Statements for the last three months
Salary Slips for the last three months
Address Proof and Identity Proof documents

Personal Loan for Cibil Defaulters and Low Credit Score in Hyderabad

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